Buyer FAQ

Buying DVC resale means purchasing a contract from an existing member rather than directly from Disney. Resale buyers typically save 30–60% on the purchase price. The primary tradeoff: resale contracts cannot be used for certain Disney Collection perks (Disney cruises, Adventures by Disney, Concierge Collection), but all DVC resort stays at 7-month and 11-month booking windows are fully available.

Yes. All closings are handled by licensed, bonded, and insured title companies or real estate attorneys who specialize in DVC. A title search is conducted before closing to verify the contract is free and clear, and title insurance is issued to protect your purchase.

Key factors include: the home resort (which determines your 11-month booking advantage), use year (when your points refresh annually), points on deed (your annual allotment), available points (how many are usable now vs. banked or borrowed), price per point, and annual dues. Our agents can help you evaluate any contract.

Yes. You can hold multiple DVC contracts at different resorts. Resale contracts added to an existing direct membership are treated separately for the purposes of Disney Collection perks, but can still be used at any DVC resort.

Approximately 8 weeks from the time both parties sign the purchase agreement. This includes 30 days for Disney's ROFR review, plus time for title search, document preparation, and Disney's membership transfer after closing.

Right of First Refusal (ROFR) gives Disney the option to purchase your contract at the agreed price within 30 days of receiving the signed agreement. Disney exercises ROFR selectively — typically on contracts priced significantly below market. Our agents help price offers to pass ROFR while still getting you a strong deal.

A deposit (typically around 10% of the purchase price) is paid when both parties sign the purchase agreement. It is held in escrow by the title company and applied to your total at closing. If Disney exercises ROFR, your deposit is returned in full.

No. The entire process is handled remotely via email and mail. You never need to be physically present.

Closing costs include a title search, title insurance policy, administrative fees, and county recording fees. These are paid to the title company at closing. We can provide an estimate of closing costs for any specific contract you're interested in.

After closing, Disney processes the membership transfer, which takes approximately 3 weeks. Once you receive your Member number from Disney, you can call member services to book reservations. Note that if your contract has banked or current-year points, those are available right away; borrowed points would already be committed.

"Points on deed" is your annual allotment — what you receive every year on your use year date. "Available points" refers to how many points are currently in the account, which may differ due to banking (saving prior-year points) or borrowing (using next year's points early). When buying, pay attention to how many points you'll actually receive at closing.

You can bank unused points into the following year before your banking deadline (8 months after your Use Year). Alternatively, you can rent out your excess points to other Disney vacationers through a point rental service.

Yes. You can book reservations for anyone — your points can be used by family, friends, or anyone you choose. You don't have to be present at the stay.

Annual dues are a yearly maintenance fee paid directly to Disney for the upkeep of your home resort. Dues vary by resort and typically range from about $8 to $15 per point per year. On a 160-point contract, you'd pay roughly $1,300–$2,400 per year in dues regardless of whether you use the points.

Yes, dues increase annually, typically 3–6% per year depending on the resort. You can review historical dues trends for each resort on our individual resort pages. Our market intelligence data includes 10-year average growth rates by resort.

Yes. Dues at closing are typically prorated — the seller pays dues through the closing date and the buyer pays the remainder of the year. Your closing statement will detail the exact proration.

Yes. DVC contracts are real estate and can be resold at any time. Market values fluctuate, so your contract may be worth more or less than what you paid. Contact us when you're ready — we can list your contract and find a buyer.

Yes. Many owners rent unused points to generate income. The rental market for DVC points is active, with renters paying $18–$25+ per point for reservations at popular resorts. You're responsible for finding a renter, making the reservation, and managing the transfer.

DVC contracts have deed expiration dates ranging from 2042 to 2075+. When the contract expires, your real estate interest and the right to use the points ends. The resort reverts to Disney. Expiration year is an important factor in contract pricing — longer-dated contracts command higher per-point prices.