Buyer Resources
Everything you need to buy DVC on the resale market
Financing Your DVC Purchase
Most buyers pay cash for DVC resale contracts, but financing is available through a few specialized lenders. Here are the options we recommend, with a side-by-side comparison of key terms.
All DVC Properties
Rate
9.9% – 15.9%
Term
1 to 10 years
Down Payment
10%
Min Loan
None
Optional credit check for lowest rates, or no credit check with guaranteed approval. Can finance closing costs when using the soft credit check program.
Florida DVC Properties Only
Rate
9.9% – 15.9%
Term
1 to 12 years
Down Payment
5% – 30%
Min Loan
None
Down payment percentage depends on purchase terms. Interest rate depends on payment and length of term.
All DVC Properties
Rate
5.95% – 13.29%
Term
2 to 7 years
Down Payment
None
Min Loan
$5,000
Interest rate depends on credit score and loan terms. No mortgage recording means a faster, simpler process.
Rates and terms are subject to change
The financing details above were accurate at the time of publishing but may have changed. Contact each lender directly for current rates, and consult a financial advisor before borrowing. Buy & Sell DVC does not receive compensation from any of these lenders.
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